Where the numbers stop being advice.

Mortgage and money tools

The US mortgage calculator is a planning estimate, not a loan offer, quote or commitment. It does not include every lender fee, closing cost, discount point, escrow adjustment or local charge. Property tax, insurance and PMI assumptions are simplified. Your lender's Loan Estimate and a qualified mortgage professional are the authoritative sources.

Nothing on simplytools.us is investment, tax or debt advice. If a decision could materially affect your finances, get personalized advice.

Meal plans and nutrition

The US meal planner offers general meal ideas, including a lower-carb diabetic-friendly starter week. It is not a nutrition, allergy, diabetes or medical service. The lower-carb week is not a treatment plan. Recipes may contain or be cross-contaminated with common allergens, including gluten, milk, eggs, nuts, fish and sesame. Ingredient quantities and costs are estimates. Always check labels, adapt meals to your household's needs, and review any diabetes plan with your clinician or dietitian.

BMI and health estimates

The BMI calculator uses standard adult cut-offs and a simple height-to-weight ratio. BMI is a screening measure, not a diagnosis. It does not distinguish muscle from fat, does not account for body composition, pregnancy or some medical conditions, and is not suitable for children. Healthy weight ranges and categories are general guidance. Discuss any health or weight concerns with a qualified clinician.

PDF tools and documents

The PDF maker, merger and splitter run in your browser. You are responsible for checking the output before relying on it, keeping backups of originals, and ensuring you have the right to process the documents. simplytools.us cannot recover a document you did not save.

External links

Links to other websites are provided for convenience. simplytools.us does not control and is not responsible for third-party content or practices.

No guarantee

While we work to keep information accurate and tools working, the site is provided without warranties. See the terms of use and privacy policy.

Something looks wrong? Email hello@simplytools.us and we will investigate.