Free tools
Finance tools
Loans, pay, interest, prices and everyday money math.
9 tools · no sign-up · no uploads
Mortgage
Estimate monthly payments, taxes, insurance, PMI and extra-payment savings with a full amortization schedule.
Open toolAuto loan
Work out a car payment from price, down payment, trade-in, tax, fees, APR and term, with a full schedule.
Open toolCard payoff
See how long a balance takes to clear with a fixed or minimum payment, and what the interest really costs.
Open toolCompound interest
Project future value from a starting balance and monthly contributions, with a year-by-year breakdown.
Open toolSavings goal
Work out how long a savings target will take, or the monthly contribution needed to reach it by a chosen date.
Open toolSalary
Convert gross pay between hourly, daily, weekly, biweekly, semi-monthly, monthly and annual amounts.
Open toolDiscount
Apply a sale percentage, stack an extra discount and add tax to see the final price and real savings.
Open toolTip splitter
Add a tip, round the total and split a restaurant bill between any number of people in US dollars.
Open toolCurrency converter
Convert between 150+ world currencies with daily central-bank rates, historical dates, inverse rates and no sign-up.
Open toolLooking for something else? Browse all 36 tools.
All toolsRelated reading
The context behind these tools.
How much house can I afford?
A practical US framework for the monthly payment, down payment, closing costs and hidden expenses that decide what is actually affordable.
Credit scores explained
What US credit scores measure, which behaviours matter most, and the difference between a score, a report and a lender's own decision.
How to read a paycheck: every line explained
Gross pay, net pay, withholding, FICA and pre-tax deductions can be confusing. Use this line-by-line guide to check your pay stub and spot errors.